I noticed something strange while watching YouTube recently, a static ad claiming Costco car insurance for as low as $19 per month. No video, no spokesperson, just bold numbers and a familiar Costco logo promising “full coverage” for less than what most people pay for coffee in a week.
That alone raised my suspicion. After digging deeper, it became clear this is not a Costco offer, and it’s something drivers need to avoid.
What the Costco Car Insurance Ads Claim
The ads use Costco branding and phrases like:
- “Save up to $550 a year on Car Insurance”
- “Car Insurance $19 Full Coverage Approved”
- “Let’s drop your auto insurance rates today!”
They even list supposed prices:
- Liability only: $15.99/month
- Liability + collision: $18.99/month
- Full coverage: $24.99/month
These numbers are not realistic in today’s insurance market and they’re completely false.
Costco Has Nothing to Do With This
Despite what the ad suggests, Costco Wholesale does not offer auto insurance directly and has no involvement in these ads.
The real advertiser behind them is listed as “Car Insurance Dealz Info”, with Google Ads records pointing to Promostar Private Limited, a company based in India, not Costco, and not an insurance provider.
Even more concerning, the same advertiser runs identical ads using State Farm’s name, falsely claiming the same impossible prices. State Farm is not involved either.
Where the Ad Actually Sends You
Clicking the ad redirects users through:
- carinsurancedealz.info
- then to quotesforallonline.com
These are lead-generation websites, not insurance companies. They prompt users to enter highly sensitive personal data, including:
- ZIP code
- Vehicle details
- Date of birth
- Full name
- Home address
- Email address
- Phone number
This is where the real danger begins.
The Fine Print That Reveals the Truth
Buried in small text, the part most people never read, the site states that by clicking “View Rates,” users agree to receive:
- Automated phone calls
- Pre-recorded voice messages
- SMS and MMS text messages
- Emails from marketing partners
This includes contact even if your number is on the Do Not Call Registry.
You’re also granting permission for your personal information to be shared and sold to third-party marketers. This is not insurance. This is data harvesting.
Why the Pricing Alone Proves It’s Fake
There is no legitimate insurer offering:
- $19 full coverage
- Nationwide approval without underwriting
- Instant pricing without verification
Auto insurance pricing depends on driving history, credit factors, location, age, and vehicle type. Any ad claiming “approved” pricing upfront is lying.
Avoid This Costco Car Insurance Scam
These YouTube ads misuse trusted brand names like Costco and State Farm to lure people into handing over personal information. The goal is not to insure you, it’s to flood you with spam calls, texts, and emails, and sell your data to insurance marketers.
Conclusion:
If you see ads claiming Costco car insurance, $19 full coverage, or guaranteed approval, close the page immediately.
Costco is not offering this. The prices are fake. And your data is the real product.
One of such scams we have discussed here is the Travis Mathew Warehouse Sale Scam
